Terms & Conditions
Last updated: 2026
Acceptance of Terms
By accessing or using the Onit Funding website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use this website.
Use of Website
You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of, restrict, or inhibit anyone else's use of the website. You may not attempt to gain unauthorized access to any portion of the website or any related systems.
Funding Disclaimer
Onit Funding is not a lender. We are a funding marketplace and consulting service that connects businesses with third-party funding partners. All funding offers are provided by independent partners and are subject to their terms, underwriting, and approval.
No Guarantee of Approval
Submission of an application does not guarantee funding approval. Approval, funding amounts, rates, and terms depend on a variety of factors determined by our funding partners. Onit Funding makes no warranties or guarantees regarding approval, funding amount, or speed.
SMS Communication Terms
By providing your phone number and opting in, you consent to receive recurring informational and marketing text messages from Onit Funding. Message frequency may vary. Message and data rates may apply. Reply STOP to opt out at any time. Reply HELP for assistance. Consent is not a condition of purchase.
Limitation of Liability
To the maximum extent permitted by law, Onit Funding shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of, or inability to use, this website or services. Our total liability for any claim related to the website or services shall not exceed one hundred dollars ($100).